Legal
Terms of Service
Last updated: March 2025 · Effective for all Daloop accounts
Agreement to Terms
These Terms of Service ("Terms") govern your access to and use of the Daloop website, dashboard, signals, and related services (the "Service") operated by Daloop.com ("Daloop," "we," "us," or "our"). By creating an account or otherwise using the Service, you agree to be bound by these Terms. If you do not agree, you may not access or use the Service.
These Terms are a legally binding contract between you and Daloop. Please read them carefully. They affect your legal rights, including the resolution of disputes through arbitration as described in Section 13.
1. Eligibility
You must be at least 18 years of age and legally able to enter into a binding contract to use the Service. By using the Service, you represent and warrant that you meet these requirements and that you are not barred from receiving financial information services under the laws of the United States or any other applicable jurisdiction.
Daloop provides research and information about U.S. exchange-listed stocks, ETFs, and cryptocurrencies. You are responsible for ensuring that your use of the Service complies with all applicable laws in your jurisdiction, including any restrictions on accessing financial research or trading securities.
2. Description of Service
Daloop is a research and analytics platform that delivers BUY and SELL signals for 270 U.S.-listed stocks, 75 ETFs, and 3 cryptocurrencies (BTC, ETH, SOL) — a total universe of 378 tickers, of which approximately 280 currently qualify for signals after passing our anti-curve-fit validation protocol.
Signals are generated end-of-day after market close and reflect swing and position trading timeframes, not intra-day trades. We test 13 strategies across 5 categories (Momentum/Breakout, Mean Reversion, Trend Following, Fundamental/Trend, Statistical/ML) and select, per ticker, the highest Out-of-Sample Win-Rate survivor that satisfies our protocol (OOS Profit Factor ≥ 1.5 and IS-to-OOS Win-Rate degradation ≤ 15 percentage points).
The Service includes 14 dashboard views: Overview, Market Scanner, Strategy Lab, Performance, Backtest Explorer, Latest Signals Feed, Alerts, Portfolio, Heatmap, Leaderboard, Accuracy Tracker, Watchlist Performance, Signal Calendar, and Profile.
3. Subscriptions and Billing
Daloop offers three paid plans:
- Basic — $69/month or $588/year. Track up to 3 stocks.
- Pro — $149/month or $1,188/year. Track up to 10 stocks.
- Premium — $299/month or $2,388/year. Track an unlimited number of stocks.
Every plan includes a 7-day free trial. A credit card is required to start a trial. At the end of the trial period, your selected plan and billing cycle (monthly or annual) take effect and your chosen payment method is charged.
You can upgrade, downgrade, switch billing cycles, or cancel at any time from the Profile page in your dashboard. Upgrades take effect immediately and you are charged the prorated difference. Downgrades take effect immediately and the price difference is charged to your payment method — no refunds or credits are issued for downgrades, as the 7-day free trial provides ample opportunity to evaluate each plan before committing. Cancellations stop the next renewal; you retain access until the end of the current billing period.
All fees are stated in U.S. dollars and are non-refundable. We provide a 7-day free trial on every plan so you can evaluate the service before being charged. Once the trial ends and billing begins, no refunds, credits, or chargebacks will be issued for partial billing periods, downgrades, or cancellations. We may change our fees with at least 30 days' notice; price changes take effect at your next renewal.
4. Acceptable Use
You agree not to:
- Use the Service to provide investment advice to others, or repackage and resell Daloop signals as a competing product.
- Reverse engineer, decompile, scrape, or otherwise attempt to extract the underlying source code, strategy parameters, or raw market data behind the Service, except where such restrictions are prohibited by law.
- Abuse, overload, or interfere with the Service's infrastructure, including rate-limit circumvention and automated polling beyond what the dashboard supports natively.
- Use the Service for any unlawful purpose, including market manipulation, insider trading, or money laundering.
- Share your account credentials with third parties or access the Service from more than one concurrent session.
5. Intellectual Property
The Service, including its visual design, the Daloop name and logo, strategy names, narrative text, and the structure of the 14 dashboard views, is owned by Daloop and protected by U.S. and international intellectual property laws.
The raw OHLCV market data underlying the Service is sourced from third-party providers and remains the property of those providers. Daloop's signals, analytics, trade ledgers, narrative explanations, and aggregated statistics are derivative works owned by Daloop.
We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for your own personal trading research during the term of your subscription. You may not redistribute, sublicense, or commercially exploit the Service or its outputs without our prior written consent.
6. User Content
The Service does not currently host public user-generated content. Information you submit through account settings (such as your name and email address), your watchlist selections, your paper-trading portfolio trades, and your alert preferences are stored in connection with your account.
You retain ownership of any personal information you provide. By submitting it, you grant Daloop a worldwide, royalty-free license to use, store, and process that information solely to operate the Service for you. See our Privacy Policy for details.
7. Disclaimers
The Service is provided strictly for informational and research purposes. Nothing on the Service constitutes investment, financial, legal, or tax advice. Daloop is not a registered investment adviser, broker-dealer, or financial planner.
BUY and SELL signals are generated by an automated quantitative process and reflect the historical performance of strategies validated on out-of-sample data. Past performance does not guarantee future results. A strategy that survived our anti-curve- fit protocol may still underperform or produce losses.
Daloop does not recommend any specific security, transaction, or portfolio allocation. Any investment decision you make is solely your responsibility. See our Risk Disclosure and Disclaimer for more detail.
8. Performance Methodology and Backtest Disclosure
The performance metrics, equity curves, drawdowns, and trade statistics displayed on the Performance page and elsewhere in the Service are produced by a transparent, conservative backtest simulation. This Section documents the methodology so you can evaluate the results honestly. The same methodology applies to every ticker in the Daloop universe.
Execution model — next-day open, no look-ahead bias. Signals generated at the close of a trading session are filled at the next trading day's open price. This "next-day open" execution model eliminates look-ahead bias: no simulated trade is ever filled at a price that was not publicly available at the moment the signal was generated. Real-world fills may differ from next-day opens due to opening auctions, overnight gaps, or broker order routing.
Transaction costs — 1.2% round-trip. Every simulated trade is charged a transparent, conservative estimate of real-world trading costs:
- Commission: 0.5% per side (0.5% on entry, 0.5% on exit), for 1.0% round-trip on a closed trade.
- Slippage: 0.1% per side (0.1% on entry, 0.1% on exit), for 0.2% round-trip on a closed trade.
- Total round-trip cost: 1.2% per closed trade, subtracted from realized profit and loss.
- Open positions: for positions still held at the end of the simulation period, only the entry-side cost (0.6% = 0.5% commission + 0.1% slippage) is applied; the exit-side cost is not charged because no exit fill is simulated.
This cost assumption is conservative for swing trading with limit orders on liquid U.S. large-cap equities and the largest cryptocurrencies. It is not conservative for illiquid small-cap equities or low-market-capitalization cryptocurrencies, where real-world slippage can exceed 1% per side.
Position sizing — 3% base position size with 3× portfolio leverage, stock-level trend filter, and 25% trailing stop. Each simulated position starts at a 3% base size relative to portfolio equity. A stock-level trend filter (only enter when the stock's price is above its 50-day SMA) skips entries on stocks in short-term downtrends. A 25% trailing stop exits positions when the price drops 25% from its peak since entry. The portfolio then applies 3× leverage on unleveraged equity: mtmEquity = $100 + (unleveragedEquity − $100) × 3. This amplifies the stock-selection alpha while the trend filter + trailing stop keep drawdowns bounded.Leverage Risk Disclosure: 3× leverage amplifies both gains and losses. A 4% drop in unleveraged equity becomes a 12% drop in the leveraged MTM equity. Leverage is a simulation parameter, not a recommendation — actual users must not use leverage unless they fully understand the risks, including the possibility of losing more than their initial investment in real leveraged trading.These sizing parameters are simulation parameters, not recommendations; actual users must choose their own position sizes, leverage, and risk management rules.
Mark-to-market valuation. Portfolio equity is marked-to-market daily using each open position's candle close price. Drawdowns shown in the equity curve reflect unrealized losses during holding periods, not only realized losses on trade-close days. Intraday drawdowns (the lowest price reached during a session, for example) may be larger than the daily-close drawdowns displayed in the simulation.
Anti-curve-fit protocol. Before any ticker is included in aggregate performance metrics, its selected strategy must pass per-ticker out-of-sample validation:
- Out-of-Sample Profit Factor ≥ 1.5 — gross profit on out-of-sample trades must be at least 1.5× gross loss.
- IS-to-OOS Win-Rate degradation ≤ 15 percentage points — the out-of-sample win rate must not fall more than 15 points below the in-sample win rate, guarding against overfitting.
Only tickers whose selected strategy satisfies both conditions are "qualified" and contribute to the aggregate metrics on the Performance page. This protocol reduces but does not eliminate overfitting risk; a strategy that survives validation can still underperform in live markets.
Data sources. In production, the Service uses adjusted end-of-day OHLCV data from Tiingo for U.S. stocks and ETFs, and full OHLCV data from Tiingo for cryptocurrencies. In the sandbox environment, the Service falls back to a deterministic synthetic OHLCV generator, clearly not used in production. All data is for engineering and demonstration only; results produced from synthetic data have no relationship to any real security and must not be relied on for any investment decision.
Performance page defaults. The equity curve chart on the Performance page defaults to a 6-month view. You can switch the time range to 1-year, 3-year, 5-year, or All-time. Trade statistics — win rate, profit factor, average return per trade, maximum drawdown, and similar — recompute for the selected range.
Past performance does not guarantee future results. The performance numbers shown in the Service — whether real or simulated — describe what happened historically under a specific set of assumptions. They are not a forecast, projection, or guarantee of future returns. The anti-curve-fit protocol reduces but does not eliminate overfitting risk. A strategy that worked historically can stop working if market regimes shift. Always size positions conservatively and never risk capital you cannot afford to lose.
9. Limitation of Liability
To the fullest extent permitted by law, in no event will Daloop, its officers, directors, employees, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, arising from or related to your use of (or inability to use) the Service, even if we have been advised of the possibility of such damages.
Our total aggregate liability for any claim arising out of or relating to the Service will not exceed the amount you paid us in the 12 months preceding the event giving rise to the claim.
The limitations in this Section apply even if any remedy fails of its essential purpose. Some jurisdictions do not allow the exclusion or limitation of certain damages, so some of these limitations may not apply to you.
10. Indemnification
You agree to indemnify, defend, and hold harmless Daloop and its officers, directors, employees, and affiliates from and against any claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to: (a) your use of the Service; (b) your violation of these Terms; or (c) your violation of any law or the rights of any third party.
We reserve the right, at our own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which case you will cooperate with us in asserting any available defenses.
11. Termination
You may cancel your account at any time from the Profile page. Cancellation stops the next billing renewal and removes your access at the end of the current billing period.
We may suspend or terminate your access to the Service immediately, without notice, if you violate these Terms, if your account activity creates risk or legal exposure for Daloop, or if we discontinue the Service or any material part of it.
Upon termination, all licenses granted to you under these Terms cease immediately. Sections that by their nature should survive termination — including intellectual property, disclaimers, limitation of liability, indemnification, and governing law — will remain in effect.
12. Changes to These Terms
We may modify these Terms from time to time. If we make material changes, we will notify you by email (to the address on file) or through an in-app notice at least 30 days before the changes take effect.
Your continued use of the Service after the effective date of any change constitutes your acceptance of the revised Terms. If you do not agree to the revised Terms, you may cancel your subscription as described in Section 11.
13. Governing Law and Arbitration
These Terms are governed by the laws of the State of Delaware, without regard to its conflict-of-laws principles. The federal and state courts located in Delaware will have exclusive jurisdiction over any matter not subject to arbitration as described below.
Any dispute, claim, or controversy arising out of or relating to these Terms or the Service will be resolved by binding arbitration administered by the American Arbitration Association under its Consumer Arbitration Rules. Arbitration will be conducted in Delaware. The arbitrator may award the same damages and relief that a court could order, and the award will be enforceable in any court of competent jurisdiction.
Either party may bring small-claims court actions in Delaware without first arbitrating. Both parties retain the right to seek injunctive relief in a court of competent jurisdiction to protect intellectual property or confidential information.
You and Daloop agree that each may bring claims against the other only in an individual capacity, and not as a plaintiff or class member in any purported class, consolidated, or representative proceeding.
14. Contact
If you have questions about these Terms, your account, or the Service, contact us:
- By email: support@daloop.com
- Company: Daloop.com